Terms of Use

Welcome to the website (“Site”) operated by Creditas LLC (“Company,” “we,” “us,” or “our”). By accessing or using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please refrain from using the Site.

Updates to Terms

We may revise, update, or replace these Terms at any time without prior notice. Continued use of the Site after such modifications constitutes your acceptance of the updated Terms.

Intellectual Property Rights

All materials available on this Site, including but not limited to text, graphics, logos, images, audio clips, video content, and software, are the exclusive property of Creditas LLC or its licensors and are protected under applicable intellectual property laws. You may not copy, reproduce, distribute, modify, or create derivative works from any content without our prior written authorization.

Privacy and Data Use

Your use of this Site is also subject to our Privacy Policy, which explains how we collect, use, and safeguard your personal information. By using the Site, you consent to our data practices as described in that policy.

User Responsibilities

You agree to use the Site only for lawful purposes and in a manner consistent with all applicable laws and regulations. You must not engage in any conduct that could disrupt, disable, damage, or impair the Site, interfere with other users’ access, or compromise its security or functionality.

Third-Party Links and Resources

This Site may include links to external websites or resources operated by third parties. We have no control over and assume no responsibility for the content, products, or services offered by those websites. Accessing third-party sites is at your own risk.

Disclaimer of Warranties

All content and materials on this Site are provided “as is” and “as available,” without warranties of any kind, either express or implied. We make no representations regarding the accuracy, reliability, or completeness of the information provided. Your use of the Site is solely at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Creditas LLC and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, or data arising from your use of or inability to use the Site.

Communications and Email Consent

By providing your email address, you consent to receive communications from us, which may include administrative updates or promotional content. You may unsubscribe from promotional emails at any time by following the instructions included in each message.

Termination and Access Restriction

We reserve the right to suspend or terminate your access to the Site, without notice or liability, if we determine that you have violated these Terms or engaged in unlawful or inappropriate activity.

Cookies and Mobile Access

We may use cookies or similar technologies to enhance your browsing experience. You can manage or disable cookies through your browser settings. When accessing the Site via a mobile device, standard messaging, data, and other carrier fees may apply.

Legal Compliance and Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your State], without regard to its conflict of law principles. In case of any inconsistency between translated versions of these Terms, the English version shall prevail.

Accessibility Commitment

We are committed to ensuring that our Site is accessible to all individuals, including those with disabilities. We welcome your feedback and suggestions to help improve accessibility.

Testimonials

By submitting a testimonial, review, or feedback, you grant us the perpetual, worldwide right to use, reproduce, and publish such content on the Site and in our promotional materials.

Force Majeure

We are not responsible for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including but not limited to natural disasters, technical failures, or government actions.

Entire Agreement and Severability

These Terms constitute the entire agreement between you and Creditas LLC concerning your use of the Site. If any provision is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. Any waiver of these Terms must be in writing and signed by us.

Contact Us

If you have any questions regarding these Terms, please contact us at admin@creditasllc.com.

By continuing to use this Site, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.